Berkley insurance australia adelaide

Q 1. What Is Public and Product Liability Insurance?
Ans 1. <p class="p1">Public and Product Liability Insurance (PPL) protects you and your business against financial loss arising from your legal liability to pay compensation to a third party when they have suffered a personal injury, property damage or an advertising injury.<span class="Apple-converted-space">  </span>This injury or damage must be in the direct course of your business or as a result of one of your Products.</p>
Q 2. Who is a Design & Construct Policy for?
Ans 2. <p class="p1">Berkley Insurance Australia’s (BIA) Design and Construct (D&amp;C) insurance policy is a Professional Indemnity (PI) insurance policy, specifically designed to cater to entities that perform the physical construction or manufacture of products, goods, structures or buildings as well as having responsibility for the provision of any design, advice or any other professional services relating to those works­.  The policy provides protection for an Insured against claims for financial loss arising out of an act, error or omission in the course of their professional activities and duties. </p>
Q 3. What is an Information Technology Organisations and Professionals Insurance Policy?
Ans 3. <p>Berkley Insurance Australia’s (BIA) Information Technology Organisations and Professionals (ITOPS) insurance policy is a<br />combined Professional Indemnity (PI) and Public and Products Liability (PL) insurance policy, specifically designed to cater to the IT industry. The PI section of the policy provides civil liability protection against claims arising out of the supply or provision of your Information Technology Services or Information Technology Products in the conduct of your business. The PL section of the policy provides protection for you against claims arising from Bodily Injury and/or Property Damage arising out of the supply or provision of your Information Technology Services, or Information Technology Products or caused by your Information Technology Products.</p>